First Bank USSD Code to Transfer Money and Buy Airtime

Before i proceed, you should know that first bank transfer code and first bank airtime recharge code are both features of first bank ussd code in Nigeria.

first bank ussd code

First bank of Nigeria (FBN) dubbed its mobile banking ussd code Quick Banking. Just like Gtbank and zenith bank named theirs Simple and Eazy banking respectively.

First bank mobile banking code is one of the two ways to perform banking transactions on your mobile phones. The second way is via mobile applications. They both have their cons and pros.

Since the launch of first bank mobile code, customers without access to smartphones (for mobile app) or internet have been able to transfer funds, recharge their phones with airtime and check account balance easily.

This is because first bank of nigeria mobile code works on any phone that can make and receive calls and also across all gsm networks (mtn, glo, airtel, 9mobile) in Nigeria.

Also it works 24/7. And that include public holidays and weekends. It is safer, fast and secure.

About a decade ago, no one could have imagine recharging airtime directly from your bank account, transferring funds and checking account balance using mobile phone at the comfort of your home. But here we are, banking is now stress free.

First Bank USSD Code

First bank code is *894# and it can be use to transfer money, recharge airtime, check your account balance, open an account with first bank, make bills payment and reset your transfer PIN.


  • First Bank Account: You must be an FBN Naira denominated account holder.
  • Alertz Number: You need the phone number registered to your bank account.
  • Mobile Phone: Any mobile device that can make and receive calls will do.
  • ATM PIN: You need your debit card 4-digit PIN for registration.

How to Register First Bank USSD Code

  • Dial *894*0# with the phone number registered to your FBN account.
  • Choose your preferred debit (ATM) card from those linked to your account.
  • Enter the 4 digit PIN of the chosen debit card.
  • Create 5-digit transaction PIN. You will need this to complete each transactions you initiated on this platform.

Before you get started with quick banking, you need to first activate it. Follow the guide above to do so.

First Bank Transfer Code

  • Dial *894*Amount*Recipient’s Account Number#.
  • Select the beneficiary bank.
  • Authenticate and complete the transfer using the 5 digit transaction PIN.
  • You will get notification indicating if the transaction is successful or not.
  • Let’s assume you want to transfer 10,000 Naira to account number 0123456789, just dial *894*10000*0123456789# >> Select the receiver’s bank >> Confirm name among other details and complete with transaction PIN.

The code to transfer money from first bank is similar to that of zenith bank. I mean it is the same code for both inter bank (first bank to other bank) transfer and intra bank (first bank to first bank) transfer.

First Bank Recharge Code

You can easily top up your airtime directly from your first bank account using quick banking code.

Self Recharge

  • Dial *894*Amount#. E.g *894*2000# to recharge alertz number with 2000 Naira.
  • Complete the first bank airtime recharge with the 5-digit transaction PIN.

Self airtime recharge means topping up the number registered or associated (alertz number) with your first bank account.

Third (3rd) Party Airtime Recharge

  • Dial *894*Amount*Phone Number#. E.g *894*200*07000000000# to recharge with 200 Naira.
  • Complete airtime top up with your 5-digit transaction PIN.

To recharge number not registered to your bank account, you need the below code.

Reset & Change Transaction/Authentication PIN

In case you forget your 5-digit transaction PIN (Personal Identification Number), just dial *894*0# to reset it.

First Bank Mobile Code Limit & Charges

  • Transfer Limit: Maximum of 100,000 Naira daily.
  • Airtime Recharge Limit: Maximum per day is 10,000 Naira.
  • Time Limit: Maximum of 2 minutes per transaction. However, transaction will be terminated after 20 seconds of inactivity.
  • Transfer Charges: First to first transfer is free while first to other banks attracts N10, N20 and N50 Naira charges depending on how much you are transferring.
  • Recharge Charges: Free.
  • Network Charges: 2 – 5 Naira.

Wrapping Up

There you have it on first bank ussd code for account balance, airtime recharge and funds transfer. Kindly share this article using the social sharing buttons below.

My name is Rasaq Olayemi. Being a user of the services provided by most Nigerian banks and satellite tv providers, I decided to create this blog to help people that are new to them.

This Post Has One Comment

  1. Edet Anwan

    540.00 was deducted from my account by first life with out my permission, please I want it return

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