CapBridge Pte Ltd Collaborates with Sun Life Singapore for HNWIs
Backed by 160-year heritage and superior AA financial rating from S&P, Sun Life brings institutional-grade financial strength and security to this collaboration.
Advanced IUL Solutions for HNWIs Legacy Planning
This collaboration addresses the increasing demand for sophisticated, cross-border legacy planning solutions among High-Net-Worth individuals across Asia. At the core of the collaboration is Sun Life Singapore’s SunBrilliance Indexed Universal Life II (IUL), a permanent life insurance designed to meet the complex needs of modern wealth preservation:
Dual-Account Flexibility: Premiums can be allocated between a fixed-interest account and an indexed account, giving HNW families greater flexibility in capital utilisation and liquidity management.
Downside-Protected Growth: The indexed account offers upside potential linked to the performance of S&P 500 index, with a guaranteed floor (typically 0%), ensuring a stable safety net regardless of market conditions.
Strategic Legacy Planning: Together, capital liquidity and downside protection provide the long-term certainty essential for multi-generational wealth transfer.
Digitally Enabled for a Global Client Base
Through a streamlined onboarding framework, the collaboration enhances efficiency and the overall client experience, enabling clients across Southeast Asia and other key markets to manage international insurance solutions more seamlessly. This approach improves accessibility while maintaining a robust and compliant framework, further reinforcing CapBridge’s role as a gateway to cross-border legacy planning.[YA1]
“High-Net-Worth families today are looking for more than just a policy, they want long-term certainty and structures that can adapt as their lives evolve,” said Janet Liu, CEO of CapBridge. “This collaboration with Sun Life Singapore is a direct response to that demand for well-structured, scalable solutions. By integrating Sun Life Singapore’s IUL offering with our remote-enabled capabilities, we’re providing the essential balance of capital liquidity and market protection that global families require to secure their wealth for the next generation.”
Strengthening FOMO Group’s Integrated Financial Ecosystem
This addition aligns with FOMO Group’s broader vision of building a more integrated digital finance ecosystem. By deepening its insurer partnerships, CapBridge further strengthens the Group’s ability to deliver end-to-end financial solutions across payments, investments, and capital markets. This approach addresses the evolving requirements of HNWIs by providing unified access to comprehensive multi-asset investments including institutional bonds, structured notes, physical gold, and digital assets within a well-regulated framework.
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Article updated 2 hours ago ago. Content is written and modified by multiple authors.