If you need to transfer money but don’t have your Ecobank ATM card handy, don’t worry. Ecobank offers several convenient methods to send money without needing the physical card. In this guide, we’ll walk you through how to transfer money from Ecobank with just your phone or online banking access, making it easier than ever to manage your finances on the go.
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How to transfer money from Ecobank without ATM card
You can transfer money from your Ecobank account without an ATM card using several methods, including the Ecobank Mobile App, USSD code, or Internet Banking. Here’s how to transfer money from Ecobank without automated teller machine card:
Using the Ecobank Mobile App
- Download & Open the Ecobank Mobile App (if not already installed).
- Log in using your registered details (phone number, password, or PIN).
- Select Transfer from the menu.
- Choose To Ecobank Account or To Other Banks depending on the recipient.
- Enter the recipient’s account number, amount, and purpose of payment.
- Confirm transaction details and enter your PIN or OTP (One-Time Password) to complete the transfer.
Using USSD Code (*326#) – No Internet Needed
- Dial
*326#from your registered phone number. - Select Transfer Funds from the menu.
- Choose whether you are transferring to Ecobank or another bank.
- Enter the recipient’s account number.
- Enter the amount to send.
- Confirm details and input your PIN to authorize the transaction.
How to transfer money from Ecobank without ATM card Using Ecobank Internet Banking
- Visit Ecobank Internet Banking.
- Log in with your username and password.
- Select “Transfer Funds” from the dashboard.
- Choose the recipient’s bank and enter the account number.
- Input the amount and select the transaction type.
- Verify the details and complete the transaction using your PIN or OTP.
Using Xpress Cash (Cardless Withdrawal) – Withdraw Without ATM Card
If you need to withdraw cash without your ATM card, you can use the Ecobank Xpress Cash service:
- Open the Ecobank Mobile App and select Xpress Cash.
- Enter the amount you want to withdraw.
- Generate a withdrawal code.
- Visit any Ecobank ATM.
- Select “Cardless Withdrawal” on the ATM screen.
- Enter the generated code and collect your cash.
For those wondering how to transfer money from Ecobank without ATM card online, the Ecobank Mobile App and Internet Banking provide easy and secure options to send funds digitally.
Article updated 2 weeks ago. Content is written and modified by multiple authors.
