One of the most used features of gtbank ussd code is to transfer money from gtb account to another gtbank account or to another Nigerian bank entirely.
On this page, you will find GTBank mobile money transfer code. You will not only learn of the code alone, you will also learn how you can use it to send money to GTB account holders and likewise account holders in other banks. Keep reading!
Guaranty Trust Bank popularly known as GTBank or just GTB, has over the years proven they have the interest of their customers at heart. The introduction of their mobile banking ussd code further solidifies this.
Before now one would usually wait in a queue at ATM centres to transfer money. Sometimes, it would take hours before it gets to your turn.
This delay can sometimes be disastrous, especially in cases of emergencies where the recipient needs to use the money immediately.
The mobile ussd code for GTBank is *737#. This USSD code is used to send money from a GTB account to any other external bank account in Nigeria.
The good thing about the ussd code is that it works on all kinds of mobile phones, internet-enabled or not. Whether you dial it from an android smartphone or from the old version of Nokia3310, the code works.
Within seconds of dialing, the transaction will be fully executed. Your GTB account will be debited and the recipient will have the money instantly credited to his account.
How to Register Gtbank Transfer Code
Transfer or transaction PIN is needed to complete or authenticate a transfer. It was introduce in the first quarter of 2017 to make the mobile banking ussd code more secure.
Before then, you need the last 4 digit of your ATM card to complete transactions which is not too secure for most people especially against your siblings or children.
Take me for example, everybody i know have access to my ATM card meaning they can easily transfer to themselves if they can get their hands on my alertz number.
Below is how to create transfer pin.
- Dial *737*5# with your alertz number or *737# >> 7.
- Type 1 to activate with your ATM card or 2 with account number.
- For option 1, enter the last 6 digit of your card.
- If you input 2, you have to enter your 10 digit Nuban account number.
- Enter any 4 digit you can easily remember to create or change your transfer PIN.
- Confirm the entered PIN by typing it again.
That’s it you have successfully changed your transaction PIN and you are ready to make your first transfer.
Gtbank to Gtbank Transfer Code
- Using the mobile line registered to your bank account (where you do receive payment alerts), dial *737*1*Amount *RecipientAccountNumber#
- The moment you dial the above code after entering the amount of money you want to transfer and the account number of the recipient, you will be asked to input the last 4 digits of your ATM card. Bear in mind that the ATM card digits you enter here is the last 4 digit of the Naira Mastercard issued to you by GTBank.
- After that, you will receive a notification on your screen from the bank telling you if your transaction is successful or not.
A Practical Example.
- Let’s assume you want to send N5000 to Mr. Haruna Chukwuma Oluwasegun whose GTB account number is 0000001112
- You will have to get the phone line where you do receive notifications of transactions from your bank
- Dial *737* 1* on the phone and follow it up with the amount you wish to send to Mr. Haruna Chukwuma Oluwasegun and his account number. Press the #button and SEND
- That means the whole code will now be *737*1* 5000*0000001112#
- Once you dial that, you will be required to enter your ATM card last 4 digits to authenticate the transaction
- After that, the transaction will be processed
Having discussed that, let’s move on to how to send money to non GTBank account holders.
Gtbank to Other Banks Transfer Code
- Dial *737*2*Amount*RecipientsAccountNumber# and press the SEND key
- You will be required to input your debt card last 4 digits
- Confirm the name and bank of the recipient and continue
- If the transaction is successful, you will receive a notification on your phone confirming that. If its not, then you will have to try it again.
Below is a practical example of how that works.
- Let’s assume you intend sending N7,000 from your GTB account to one Hajia Adaeze Teni who banks with UBA, and has the account number 2000000011
- You would have to dial *737*2* on your phone using the line registered to your GTB account. After that you add the amount and follow that up with the account details
- If you got that correctly, the code will look like this *737*2*7000*2000000011
- Once you press the SEND button, you will be asked to input the last digits of your ATM card to authorize the transaction
- After that, you will receive a “success” notification from your bank on your screen confirming the transaction. You will also receive a text message
That is how to send money to any bank account in Nigeria from your GTBank account.
From its inception, Guaranty Trust Bank has continued to establish as “the people’s bank” With their highly innovative products targeted at making life easier for people, the bank is one of the most people-friendly banks in Nigeria.
Their easy way of getting the average Nigerian involved in daily banking activities, has earned them a reputation in the country.
Transfer Charges & Limit.
- Transaction Charges: intra bank transfer is free but inter bank transfer attracts 10, 20, 50 Naira charges depending on how much you send.
- Network Charges: You may need 1 – 2 Naira to make the transfer.
- Daily Limit: You can’t transfer up to 2 million (2,000,000) Naira in a day. 200,000 Naira per transaction.
In this write up, we have explained how to transfer funds using the GTBank transfer code.
Using the step by step guide here, you can be able to send money from your GTB account to another customer of the bank and as well as to other commercial bank account holders in Nigeria.
Do you need to urgently transfer funds but an ATM or the nearest GTB branch is very far from you? I hope this write up was useful in explaining how to transfer money from your mobile phone without leaving the comfort of your home?
This article was most recently revised and updated on May 7, 2021