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GTBank Transfer Code/PIN: How to activate and Use It

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GTBank Transfer Code

One of the most used features of the Gtbank USSD code is to transfer money from a Gtb account to another Gtbank account or to another Nigerian bank entirely.

On this page, you will find GTBank mobile money transfer code. You will not only learn of the code alone, you will also learn how you can use it to send money to GTB account holders and likewise account holders in other banks. Keep reading!

Guaranty Trust Bank, popularly known as GTBank or just GTB, has over the years proven they have the interest of its customers at heart. The introduction of their mobile banking USSD code further solidifies this.

Before now one would usually wait in a queue at ATM centres to transfer money. Sometimes, it would take hours before it gets to your turn.

This delay can sometimes be disastrous, especially in cases of emergencies where the recipient needs to use the money immediately.

How To Activate Gtbank Transfer Code

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GTBank Transfer Code

The mobile USSD code for GTBank is *737#. This USSD code is used to send money from a GTB account to any other external bank account in Nigeria.

The good thing about the USSD code is that it works on all kinds of mobile phones, internet-enabled or not. Whether you dial it from an android smartphone or from the old version of Nokia3310, the code works.

Within seconds of dialing, the transaction will be fully executed. Your GTB account will be debited and the recipient will have the money instantly credited to his account.

To activate GTBank Transfer Code, you must use your GTBank registered line which is your alert line.

  • Dial *737#, and select “7” to create an account.
  • Press 1 if your debit card is active and enter the last 6 digits of your ATM card.
  • Create a 4-digit PIN, and enter your account number as well as the correct date of birth.

Once you input these details, you have successfully registered for the USSD code that will enable you to transfer funds from one GTBank account to another without having to visit the bank or use an internet banking platform.

How to Register Gtbank Transfer Code

A transfer or transaction PIN is needed to complete or authenticate a transfer. It was introduced in the first quarter of 2017 to make the mobile banking USSD code more secure.

Before then, you need the last 4 digits of your ATM card to complete transactions which is not too secure for most people, especially for your siblings or children.

Take me for example, everybody I know has access to my ATM card meaning they can easily transfer to themselves if they can get their hands on my alert number.

Below is how to create a transfer pin.

  • Dial *737*5# with your alert number or *737# >> 7.
  • Type 1 to activate with your ATM card or 2 with your account number.
  • For option 1, enter the last 6 digits of your card.
  • If you input 2, you have to enter your 10-digit Nuban account number.
  • Enter any 4 digits you can easily remember to create or change your transfer PIN.
  • Confirm the entered PIN by typing it again.

That’s it you have successfully changed your transaction PIN and you are ready to make your first transfer.

Gtbank to Gtbank Transfer Code

  • Using the mobile line registered to your bank account (where you do receive payment alerts), dial *737*1*Amount *RecipientAccountNumber#
  • The moment you dial the above code after entering the amount of money you want to transfer and the account number of the recipient, you will be asked to input the last 4 digits of your ATM card. Bear in mind that the ATM card digits you enter here are the last 4 digits of the Naira Mastercard issued to you by GTBank.
  • After that, you will receive a notification on your screen from the bank telling you if your transaction is successful or not.

A Practical Example.

  • Let’s assume you want to send N5000 to Mr. Haruna Chukwuma Oluwasegun whose GTB account number is 0000001112
  • You will have to get the phone line where you do receive notifications of transactions from your bank
  • Dial *737* 1* on the phone and follow it up with the amount you wish to send to Mr. Haruna Chukwuma Oluwasegun and his account number. Press the #button and SEND
  • That means the whole code will now be *737*1* 5000*0000001112#
  • Once you dial that, you will be required to enter your ATM card’s last 4 digits to authenticate the transaction
  • After that, the transaction will be processed

Having discussed that, let’s move on to how to send money to non-GTBank account holders.

Gtbank to Other Banks Transfer Code

What is Gtbank transfer code to another bank?

  • Dial *737*2*Amount*RecipientsAccountNumber# and press the SEND key
  • You will be required to input your debit card’s last 4 digits
  • Confirm the name and bank of the recipient and continue
  • If the transaction is successful, you will receive a notification on your phone confirming that. If it’s not, then you will have to try it again.

Below is a practical example of how that works.

  • Let’s assume you intend to send N7,000 from your GTB account to one Hajia Adaeze Teni who banks with UBA and has the account number 2000000011
  • You would have to dial *737*2* on your phone using the line registered to your GTB account. After that, you add the amount and follow that up with the account details
  • If you got that correctly, the code will look like this *737*2*7000*2000000011
  • Once you press the SEND button, you will be asked to input the last digits of your ATM card to authorize the transaction
  • After that, you will receive a “success” notification from your bank on your screen confirming the transaction. You will also receive a text message

That is how to send money to any bank account in Nigeria from your GTBank account.

Since its inception, Guaranty Trust Bank has continued to establish itself as “the people’s bank” With its highly innovative products targeted at making life easier for people, the bank is one of the most people-friendly banks in Nigeria.

Their easy way of getting the average Nigerian involved in daily banking activities, has earned them a reputation in the country.

Transfer Charges & Limit.

  • Transaction Charges: intra-bank transfer is free but inter-bank transfer attracts 10, 20, 50 Naira charges depending on how much you send.
  • Network Charges: You may need 1 – 2 Naira to make the transfer.
  • Daily Limit: You can’t transfer up to 2 million (2,000,000) Naira in a day. 200,000 Naira per transaction.

Wrapping Up

In this write-up, we have explained how to transfer funds using the GTBank transfer code.

Using the step-by-step guide here, you can be able to send money from your GTB account to another customer of the bank as well as to other commercial bank account holders in Nigeria.

Do you need to urgently transfer funds but an ATM or the nearest GTB branch is very far from you? I hope this write-up was useful in explaining how to transfer money from your mobile phone without leaving the comfort of your home. See other Nigerian Banks and their USSD Codes.

This article was updated 1 week ago


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