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Zenith bank save4me: interest rate, requirements, withdrawal

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Zenith bank save4me

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How does Zenith bank save4me work? Zenith bank save4me is a target savings account that enables you to plan and save towards your aspirations and needs conveniently.

The product was introduced as far back as 2019 and was designed to support flexible savings for predetermined purposes such as asset acquisition or even marriage. And the good thing about Zenith bank save4m is that it offers a higher interest rate than a regular savings account.

You can operate multiple Zenith bank save4m accounts for the different things you want to achieve at the same time.

Let’s now see what Zenith bank save4me interest rate is like as well as their requirements.


  • Interest rate 1.15% P.A.
  • Virtual account to the main account
  • No withdrawal is allowed within the first 3 months
  • Minimum of 3 months and maximum of 12 months
  • Can be rolled over
  • Minimum deposit of N10,000
  • Frequency – Daily, weekly, monthly


  • You must have an Individual Savings or Current Account

How does Zenith SAVE4ME work?

In a nutshell, Save4Me is a savings account with a higher interest rate than a regular savings account.

  • It is set towards a set goal/even/period e.g. holiday, school fees, wedding, vacation etc.
  • Available to all new and existing accounts
  • Multiple save4me accounts can be opened for different targets
  • Negotiated offers (you can get discount on flight tickets, promo from merchants etc.)
  • Duration plan is 12 months ( if you wish to extend it and a formal request Is not made, interest rate will revert back to regular savings account) – Minimum funding/lodgment/transfer per time is ₦10,000
  • How to fund is through standing order requests by internet banking, mobile banking or by branches
  • Withdrawal after 90 days but before the expiration of 12 months is allowed but interest will be forfeited
  • The save4me account can be opened via Zenithbank internet banking platform or the bank website at _www.zenithbank.com

If you are interested you can get more information about opening a Zenith bank save4m target savings account by engaging with the bank on social media or calling Zenith Direct on +234-1-2787000.

This article was updated 2 months ago


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