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How to Open OPay Account (USSD Code)

by Thomasina Oseye
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how to open opay account

Discover how to open OPay account and access a wide range of financial services right from your smartphone. Get started today!

OPay is a convenient mobile payment platform that allows you to make payments, transfer money, and access various financial services all in one app. Follow the instructions below to get started.

How to Sign In to Your Opay Account

In order to access all the amazing features that Opay has to offer, you need to sign in to your account. Here’s a step-by-step guide on how to sign in to your Opay account:

  1. Open your preferred web browser and go to the Opay website.
  2. Click on the ‘Sign In’ button located at the top right corner of the homepage.
  3. Enter your registered email address and password in the provided fields.
  4. Click on the ‘Sign In’ button.
  5. If the details provided are correct, you will be successfully signed in to your Opay account.

It’s as simple as that! Now you can start exploring all the features and services that Opay has to offer. If you encounter any issues during the sign-in process, you can always reach out to Opay’s customer support for assistance.

How to Open OPay Account

Want to know how to open OPay account? Follow these simple steps to get started and enjoy the convenience of mobile payments and financial services.

Download OPay App

The first step is to download the OPay app on your phone. Here’s how:

  • Visit the Google Play Store or Apple App Store on your phone.
  • Search for the OPay app.
  • Tap “Install” to download and install the app on your device.

Launch App and Selecting Language

Once the app is installed, locate it on your phone and launch it. You will be prompted to select your preferred language. Follow these steps:

  • Locate the OPay app on your phone’s home screen or app drawer.
  • Tap on the app icon to open it.
  • From the options provided, select your preferred language.

Provide Personal Information

After selecting your language, you will need to provide some personal information. Follow these instructions:

  • Fill in the required fields with accurate personal information, including your full name and email address.
  • Make sure to double-check the information you entered to ensure accuracy.

Verify Phone Number

Verifying your phone number is essential to ensure the security of your account. Here’s how to do it:

  • Enter your phone number in the designated field.
  • Wait for a verification code to be sent to your phone via SMS.
  • Once you receive the code, enter it in the app to verify your phone number successfully.

Set Up Password

The first step is to create a strong and unique password for your OPay account. It is important to choose a password that is difficult for others to guess but easy for you to remember. Here are some tips to help you create a secure password:

  • Include a combination of lowercase and uppercase letters
  • Add numbers and special characters
  • Avoid using common words or phrases
  • Make sure the password is at least 8 characters long

By following these guidelines, you can ensure that your OPay account is well protected.

Add Bank Account

Linking your bank account to your OPay wallet allows you to easily transfer funds and make other financial transactions. Here’s how you can add your bank account:

  1. Open the OPay app on your phone
  2. Go to the ‘Settings’ menu
  3. Select ‘Bank Accounts’
  4. Click on ‘Add New Account’
  5. Enter the required details, including your bank account number and name
  6. Confirm the details and click ‘Save’

Once you have successfully added your bank account, you can start using it for various transactions within the OPay app.

Verify Identity

In order to comply with regulatory requirements, OPay may ask you to verify your identity. This is a simple process that helps ensure the security of your account. To complete the verification process, follow these steps:

  1. Go to the ‘Profile’ section in the OPay app
  2. Select ‘Verify Identity’
  3. Provide the requested information, such as your name, date of birth, and address
  4. Upload a clear photo of a valid ID document, such as your passport or driver’s license
  5. Submit the information for review

Once your identity has been successfully verified, you will have full access to all the features and services offered by OPay.

Congratulations! You have successfully opened an OPay account on your phone. Now you can start enjoying the convenience of mobile payments, money transfers, and other financial services offered by OPay. If you have any further questions or need assistance, don’t hesitate to reach out to our customer support team.

How to Open OPay Account with USSD Code

Using the OPay USSD code is a convenient alternative to using the online App for the account opening process. By dialling the USSD code on any mobile device, you can easily open an account with OPay. It is available on major Nigerian networks including MTN, Glo, Airtel, and 9mobile.

Before you can proceed with the account opening process, a welcome fee of N10 will be charged. This fee is necessary to cover the initial setup and maintenance costs of your account.

To get started, simply dial *955# on your mobile device and follow the on-screen instructions. The USSD code provides a simple and user-friendly interface that allows you to easily navigate through the account opening process.

Once you have successfully opened an account using the OPay USSD code, you can enjoy a wide range of services and benefits. OPay offers a convenient and secure platform for managing your finances, making payments, and even earning rewards.

Whether you prefer using the online App or the USSD code, OPay ensures that your account opening process is smooth and hassle-free.

How to Fund Your Opay Account

Need to fund your Opay account? Discover the step-by-step process of funding your Opay account with ease. This guide will walk you through the necessary steps to ensure a seamless transaction.

Fund Opay Account Wallet via Top-Up

Step 1: Tap the ‘Add Money’ Option

To fund your Opay account, start by opening the Opay app on your smartphone. Once you are on the app’s homepage, locate and tap the ‘Add Money’ option. This will open up a menu with various funding methods.

Step 2: Select ‘Top-Up’ and Enter the Amount

From the menu, select the ‘Top-Up’ option. Here, you can enter the desired amount that you want to add to your Opay wallet. Make sure to double-check the amount before proceeding.

Step 3: Confirm and Choose a Payment Option

After entering the amount, click on the ‘Confirm’ button. The app will then present you with available payment options – ‘Debit Card’ or ‘Bank Account’. Choose the option that is most convenient for you.

Step 4: Fill in the Payment Details

Once you have selected a payment option, fill in the necessary details. If you choose ‘Debit Card’, enter your card details. If you choose ‘Bank Account’, provide your account information. After filling in the details, click ‘Confirm’ to proceed.

Step 5: Wait for Crediting and Start Transacting

After confirming your payment, the app will process the transaction. Within a matter of minutes, your Opay wallet will be credited with the amount you added. Now, you are ready to make seamless transactions using your Opay account!

Fund Opay Account Wallet via Bank App

If you are using the OPay app to manage your finances, you may need to fund your OPay account wallet from time to time. One of the ways to do this is through the ‘Bank App’ option. This guide will walk you through the process of funding your OPay account wallet using your bank’s mobile app.

Step 1: Open the OPay App

First, open the OPay app on your mobile device and navigate to the ‘Add Money’ tab. This tab allows you to add funds to your OPay account wallet.

Step 2: Select the ‘Bank App’ Option

Within the ‘Add Money’ tab, you will find different options to add funds to your OPay account wallet. Click on the ‘Bank App’ option to proceed.

Step 3: Get Your Unique Account Number

Once you select the ‘Bank App’ option, OPay will reveal your unique account number. You will need this account number to initiate the transfer from your bank’s mobile app.

Step 4: Initiate the Transfer from Your Bank’s Mobile App

Open your bank’s mobile app and navigate to the transfer section. Choose the option to transfer funds to another bank account. When prompted to enter the bank name, select ‘PAYCOM’ as the bank name. Enter your unique account number provided by OPay as the recipient account number. Follow the prompts to complete the transfer.

Fund Opay Account Wallet via OPay Deposit:

The OPay Deposit method offers you the convenience of using an OPay merchant to fund your wallet.


  1. To proceed, simply click on the ‘Opay Deposit’ option within the ‘Add Money’ tab, and the app will provide you with a list of nearby OPay merchants.
  2. Locate the nearest merchant from the list, and follow these steps:
    • Hand over your wallet number and the desired amount in cash to the merchant.
    • Request the merchant to process a deposit to your wallet.
    • Once the merchant completes the transaction, you will receive a confirmation of the credit to your OPay wallet, and no extra charges are incurred for this service.

Funding your OPay account wallet has never been easier. By utilizing the OPay Deposit method, you can conveniently add money to your wallet through OPay merchants located near you. Simply follow the steps outlined above to complete the process. Remember to have your wallet number and the desired amount in cash ready when you visit the merchant. The merchant will process the deposit and you will receive a confirmation of the credit to your OPay wallet. Best of all, there are no extra charges for using this service.

Fund Opay Account Wallet By Requesting Money

If you want to receive funds from your contacts, here’s how you can easily request money using the Opay app:

  1. Open the Opay app and navigate to the ‘Add Money’ tab.
  2. Within the ‘Add Money’ tab, you will find the ‘Request Money’ option. Tap on it.
  3. On the next screen, you can enter the account number from which you wish to request money. Alternatively, you can select a contact from your phone’s contact list.
  4. After selecting the desired account or contact, input the amount you wish to receive. You can also add an optional message to accompany your request.
  5. Once you have filled in the necessary details, click on ‘Done’.
  6. Your contact will promptly receive a notification about the requested amount.

By following these simple steps, you can easily request money from your contacts using the Opay app.

Wrap on How to Open OPay Account

I’m sure you now know how to open Opay account. Opening an OPay account is a simple and convenient way to manage your finances. By following these instructions, you can quickly set up your account and start enjoying the benefits of OPay’s services.

This article was updated 1 month ago


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