Home » Business » How to Check Wema Bank Account Balance
Business

How to Check Wema Bank Account Balance

by NaijNaira
By NaijNaira 0 comments 1.4K views Share
FacebookTwitterPinterestEmail
how to check wema bank account balance How to check wema bank account balance via sms How to check wema bank account balance using ussd code How to check wema bank account balance without atm card How to check Wema Bank account number How to check Wema bank account number via SMS How to register Wema Bank USSD code Wema Bank customer care number Wema Bank transfer code, "Keyword" "how to check wema bank account balance", "Keyword" "how to check wema bank account balance online" "how to check wema bank account balance with ussd code" "how to check wema bank account balance with ussd" "how to check wema bank account balance via sms" "how to check wema bank account balance using ussd code" "how to check wema bank account balance using ussd" "how to check your account balance on wema bank" "how to check wema bank account balance on phone" "how to check wema account balance online" "how to check my wema bank account details" "how to check wema bank account balance via sms" "how to check wema bank account balance using ussd code" "how to check wema bank account balance without atm card" "how to check wema bank account number" "how to check wema bank account number via sms" "how to register wema bank ussd code" "wema bank customer care number" "wema bank transfer code"

Managing your Wema Bank account is made easy with several convenient methods to find your balance. Whether you’re at home, on the go, or simply away from your ATM card, knowing how to check your Wema Bank account balance can be crucial. In this guide, we’ll explore various ways to check your balance and ensure you have full access to your financial information. From mobile apps to USSD codes and even SMS alerts, there’s an option for everyone.

Why It’s Important to Check Your Wema Bank Account Balance

Regularly checking your Wema Bank account balance is important for several reasons:

  • Avoiding Overdraft Fees: Checking your balance helps you avoid going over your account limit and incurring overdraft fees.
  • Tracking Your Expenses: Monitoring your balance helps you stay on top of your spending habits.
  • Financial Planning: Knowing your balance allows you to plan better for upcoming expenses.
  • Security: Regular balance checks can alert you to any suspicious or unauthorized transactions.

How to Check Wema Bank Account Balance: Various Methods

1. How to Check Wema Bank Account Balance Using the Wema Mobile App

One of the most convenient ways to see your Wema Bank account balance is through the Wema Bank mobile app. It is available for both Android and iOS devices and allows for real-time access to your balance.

Steps to Check Balance Using the Wema Mobile App:

  1. Download and Install the App: Search for “Wema Bank” in the Google Play Store or Apple App Store. Download and install the app on your device.
  2. Log In: Open the app and log in using your registered username and password. If you haven’t registered yet, follow the on-screen instructions to set up your account.
  3. Access the Balance Section: Once logged in, navigate to the “Account Balance” or “Account Summary” section.
  4. View Your Balance: Your account balance will be displayed, and you can also check recent transactions.

For those wondering how to check Wema Bank account balance online, the mobile app provides a user-friendly interface for managing your finances.

2. How to Check Wema Bank Account Balance via USSD Code

For those without smartphones or internet access, checking your Wema Bank account balance using USSD codes is an excellent option. This method allows you to perform transactions without needing an internet connection.

Steps for Checking Wema Bank Account Balance Using USSD Code:

  1. Dial the USSD Code: Dial *945# on your mobile phone to access the Wema Bank USSD banking service.
  2. Enter Your PIN: After dialing the USSD code, you will be prompted to input your 4-digit PIN. This PIN is unique to your account for security.
  3. Check Your Balance: Once your PIN is verified, your current account balance will be displayed on the screen.

This method, *945#, is one of the most popular ways to find out your balance, especially when you need to know “how to check Wema Bank account balance with USSD” when you’re on the go.

3. How to Check Wema Bank Account Balance Without ATM Card

Sometimes, you may need to check your Wema Bank balance but find yourself without your ATM card. Fortunately, you can still access your balance using alternatives such as the mobile app or USSD banking.

Alternative Methods Without Using Your ATM Card:

  • Mobile App: Use the Wema Bank mobile app to log in and check your balance, as described earlier.
  • USSD Code: Dial *945# from your phone to check your balance via the USSD service.

These methods allow you to manage your account even without an ATM card, making it easier to access your balance anytime, anywhere.

4. How to Check Wema Bank Account Balance via SMS

If you prefer receiving account updates directly on your phone, you can opt for Wema Bank’s SMS alerts to check your balance. By registering for SMS banking, you can receive regular balance updates directly on your phone.

Steps to Check Wema Bank Account Balance via SMS:

  1. Register for SMS Banking: To activate SMS banking, visit a Wema Bank branch or dial *945# to start the registration process.
  2. Activate Balance Alerts: Once registered, you can set up balance alerts to receive regular SMS notifications about your account balance and transactions.
  3. Receive Balance Updates: After activation, you’ll receive SMS notifications whenever your balance changes, helping you keep track of your account.

If you’re asking, “How to check Wema Bank account balance via SMS?” this service is a simple and effective way to stay informed about your financial status.

5. How to Check Wema Bank Account Balance Online

For users who prefer desktop or laptop browsing, checking your Wema Bank account balance online is another viable option. This method allows you to access all your account details from a computer browser.

Steps for Checking Wema Bank Account Balance Online:

  1. Visit Wema Bank’s Website: Open a web browser and go to the official Wema Bank website at www.wemabank.com.
  2. Login to Your Online Banking Account: Click on the “Online Banking” tab and enter your username and password to log in.
  3. Check Your Balance: After logging in, navigate to the “Account Summary” or “Balance Enquiry” section to view your current balance.

Online banking is an excellent option for those who prefer managing their accounts from a desktop or laptop computer.

6. How to Check Wema Bank Account Number

Knowing your Wema Bank account number is essential for transfers, receiving payments, or setting up direct deposits. If you need to check your account number, here are a few methods to access it.

How to Check Wema Bank Account Number via SMS:

  • Request Account Number via SMS: You can send an SMS request to receive your Wema Bank account number. Simply text “ACCT” to 945, and you’ll receive your account details.

Alternatively, you can find your account number on the Wema Bank mobile app, online banking platform, or on the physical bank statement.

7. How to Register Wema Bank USSD Code

To start using USSD services, you need to register for the Wema Bank USSD banking service. The registration process is straightforward and can be done through the mobile phone.

Steps for Registration:

  1. Dial *945#: Start by dialing *945# from the phone number linked to your Wema Bank account.
  2. Follow the Prompts: Follow the on-screen prompts to complete your registration. You may need to set up a PIN during this process.
  3. Activate Services: Once registered, you can immediately start using USSD banking to check your balance, transfer money, and more.

Now, you know how to register Wema Bank USSD code and start enjoying quick, easy access to your account.

8. How to Check Wema Bank Account Balance Using the Wema Bank Transfer Code

If you’re looking for more than just balance inquiry, Wema Bank also offers a transfer code for making quick transactions. To use Wema Bank’s transfer code, follow these simple steps:

  1. Dial *945#: Dial *945# on your mobile phone to access the transfer service.
  2. Select Transfer Option: Choose the option to transfer money or check other services, including your account balance.

The Wema Bank transfer code is another useful tool for those who prefer to manage their banking activities directly from their mobile phone.

9. How to Contact Wema Bank Customer Care

If you encounter any issues while trying to check your Wema Bank account balance or need assistance, you can always contact Wema Bank’s customer care.

Wema Bank Customer Care Number:
To reach customer service, dial the Wema Bank customer care number: 0700-200-1000. They are available to help you with inquiries about your account balance, transfers, and more.

Wrap-Up

Whether you’re on the move, at home, or at work, knowing how to check Wema Bank account balance is essential for managing your finances. With multiple methods available—USSD codes, SMS banking, the Wema Bank mobile app, and online banking—you can easily monitor your account balance anytime. Plus, if you need help, Wema Bank’s customer care is just a call away.

From understanding how to check Wema Bank account balance using USSD code to learning how to check Wema Bank account balance via SMS, the options are designed for convenience and accessibility. Make sure to use the method that works best for you to stay in control of your finances.

For more information on managing your account, visit Wema Bank’s official website.

Article updated 7 days ago. Content is written and modified by multiple authors.

HOT Stories
NaijNaira.com — © 2025 All Right Reserved.