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MTN Airtime Transfer Code: How to Transfer with SMS, USSD

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MTN Airtime Transfer Code

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Discover MTN airtime transfer code and how to transfer with ease using SMS or USSD codes. This guide provides step-by-step instructions for hassle-free airtime transfers.

Are you tired of running out of airtime and not being able to make important calls or send text messages?

Well, fret no more because MTN has introduced a convenient way to transfer airtime to your loved ones using just your mobile phone.

MTN Airtime Transfer Code

Learn how to transfer MTN airtime effortlessly with our guide. Whether you prefer SMS or USSD codes, we’ve got you covered with easy-to-follow instructions.

How to Transfer Airtime Using SMS

MTN has made it incredibly easy to transfer airtime using SMS. All you need to do is send an SMS with the following details: Transfer, Recipient’s Number, Amount, and PIN to 321.

For example, if you want to transfer ₦1500 to a recipient with the phone number 08031234567 and your PIN is 1234, simply send an SMS with ‘Transfer 08031234567 1500 1234’ to 321.

Once you send this message, you will receive an SMS asking you to confirm the transfer by sending an SMS with ‘YES’ to 321.

How to Transfer Airtime Using USSD

If you prefer a faster and more convenient method, you can transfer airtime using USSD. Simply dial *321*Recipient’s Number*Amount*PIN#.

For example, to transfer ₦1500 to a recipient with the phone number 08031234567 and your PIN is 1234, dial *321*08031234567*1500*1234#.

Benefits of Using MTN Airtime Transfer Code

Using the MTN airtime transfer code offers several benefits:

  1. Convenience: You can transfer airtime anytime and anywhere using just your mobile phone.
  2. Instant Transfer: The transfer is processed immediately, ensuring that the recipient receives the airtime without any delay.
  3. Security: The transfer requires a PIN, ensuring that only authorized users can perform the transaction.
  4. Flexibility: You can transfer any amount of airtime, whether it’s a small token or a larger sum.

Important Information

  • You can only transfer Naira amounts and not in Kobo. For example, you can transfer NGN50.00 but not NGN50.99.
  • The minimum amount you can transfer is NGN50.00, while the maximum is NGN5,000.00 per transaction.
  • You can transfer up to NGN50,000.00 from your phone to either a single or multiple MTN account every day.
  • There is no limit to the maximum number of transactions per day.
  • If your MTN prepaid account does not have enough airtime to cover the transfer amount, the transaction will not be completed.
  • If you are a postpaid customer, you can only transfer airtime when your account is in positive. You cannot transfer airtime when your account is negative.


With the MTN airtime transfer code, sharing airtime with your loved ones has never been easier. Whether you prefer using SMS or USSD, you can transfer airtime with just a few simple steps.

Enjoy the convenience and flexibility that this service offers and never worry about running out of airtime again.

This article was updated 5 months ago


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