Transfer Code For FCMB without AT card: How to Register & Activate

What is the transfer code for FCMB? Want to know how to send money from your account using the FCMB transfer code? Here is how to do so from your own bank account to other First City Monument Bank Accounts as well as to other commercial bank Accounts in Nigeria.

The bank FCMB has made it easier for its customers to make transactions using its customized USSD mobile banking code.

In case you have not heard about it, the USSD mobile banking code is the fastest and easiest medium for fund transfer from FCMB bank to other FCMB bank accounts and to other commercial bank accounts in Nigeria.

Before the invention of the code, FCMB customers only transferred money through their mobile apps or by visiting the nearest FCMB office.

It is even more hectic using ATM stands due to the queue at the ATM stand which is not convenient in times of emergency.

But now, with the use of the USSD tool, transactions can be initiated and completed within a few seconds with your mobile phone.

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Furthermore, you don’t have any restrictions, on whether or not your mobile phone device is internet-enabled. The code works perfectly on all kinds of mobile phone devices.

Before we proceed in explaining the steps required to start using the code, we will guide you on how to activate your mobile phone device to be able to work effectively with the code.

How to Register Transfer Code For FCMB

• Dial *329# using your alert number.
• You will be prompted to enroll. Do so and type in your atm card 4-digit PIN.
• Create and Confirm a 4-digit transaction PIN. Use a combination you can easily remember.
• You will be notified of successful registration. Then, you can start to make transfers, top-up airtime, check account balance etc.

You need to register on FCMB *329# mobile banking platform before you can start performing transactions. Fortunately, you can easily do this registration on your mobile phone and it will take less than a minute.

Also, the registration has to be done using your alert number (phone number registered to your bank account).

Note that if you dial this code on a number that is not associated with an FCMB bank account, you might see a totally different option without the signup.

You can reset your PIN by dialing *329*0#.

And thus, for the USSD transfer code for FCMB, dial 329Amount*Account number# to transfer funds. Dial *329*00# to check balance.

Transfer Code For FCMB To Another Bank

For transfer code for FCMB to other banks:

• Kindly dial *329*AMOUNT*ACCOUNT NUMBER# to transfer money
• To send money to another commercial bank, dial the USSD code, the amount, and the NUBAN account number on your mobile phone device as given above. Note; NUBAN stands for the account number of the recipient
• For instance, let’s assume you want to make a transfer of #10,000 to your friend’s account number which is 0038253899, you need to dial *329*10000*0038253899#
• Select the bank name of the recipient
• Confirm the account name of the beneficiary with the one which the beneficiary gave you before you send
• Enter the 4-digit PIN you generated during the USSD banking registration or use the last 4-digit PIN in your master card
• Your transaction will be successful immediately after you click OK

You will get a debit SMS notification on your mobile phone device, showing that you have completed the transfer request you initiated.

FCMB to FCMB Mobile Transfer Code

• Dial *329*AMOUNT*ACCOUNT NUMBER#
• For example, to send #100,000 to the account number of the beneficiary which is 0122334090, dial *329*100000*0122334090#
• Confirm the account name of the beneficiary and press OK
• Enter the 4-digit PIN you generated during the USSD banking registration or use the last 4-digit PIN in your debit card
• Your transaction will be successful immediately after you click OK

You will get a debit SMS notification on your mobile phone device, showing that you have completed the transfer request you initiated.

Why You Should Use Transfer Code For FCMB

Here are some of the reasons you should use the service.

• The code works effectively at any time for 24 hours daily
• The service works perfectly on any mobile phone device, be it either iOS or Java or Android phones
• It does not require any internet connection to function
• It functions with all the network providers available in Nigeria. For example, MTN, GLO, AIRTEL, 9MOBILE
• It is a faster means of fund transfer
• The service is exclusively for all the account holders of the bank

There are some other important aspects of the USSD tool you need to learn as you continue reading this content. We want to explain some restrictions associated with the USD code services.

Charges & Daily Limit of FCMB *326#

• Network Charges = 2 – 5 Naira depending on how long it takes.
• Transfer Charges = Free for intra-transfer. 10, 20 and 50 Naira for interbank transfer depending on how much you are sending.
• Recharge Limit = Maximum of 5000 Naira daily.
• Transfer Limit = 300,000 Naira daily. The default daily limit per transfer is 5,000 but can be increased to 50,000 Naira.

To increase per transfer limit, dial *329# >> 5 (other services) >> 3 (increase limit) >> follow the on-screen instruction.

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Wrapping Up

Like I said earlier, this write-up features all you need to know about transferring money with FCMB. Have you been searching for how to make transactions using the code? I hope you find this information useful. See the code to transfer money for all other banks?

This article was updated 6 months ago