How to create PIN for Access Bank transfer

Are you looking to create or manage your Access Bank transfer PIN? Whether you’re trying to set up a mobile transfer PIN for Access Bank or dealing with issues like a forgotten PIN for Access Bank transfer, this guide will walk you through the entire process. Learn how to create a PIN for Access Bank transfer without an ATM card, activate the transfer code for Access Bank, and troubleshoot common problems like the Access Bank transfer code not working. From using USSD codes to online methods, we’ve got you covered on how to make secure transactions, whether transferring money from Access Bank to another bank or managing your PIN for Access Bank transfer.

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What is the PIN for Access Bank Transfer?

The PIN for Access Bank transfer is a 4-digit security code used to authenticate financial transactions on Access Bank’s USSD platform. Without this PIN, you cannot complete any transfer, pay bills, or perform other key transactions. It ensures your account remains safe, even if your phone gets into the wrong hands.

How to Create a PIN for Access Bank Transfer

1. Using the USSD Code

To create your Access Bank transfer PIN directly from your mobile phone:

1. Dial *901# from the phone number linked to your Access Bank account.
2. Select “Create/Change PIN” from the menu.
3. Enter the last 4 digits of your ATM card.
4. Choose your preferred 4-digit PIN.
5. Confirm the PIN by re-entering it.

2. Without an ATM Card

If you don’t have an ATM card, you can still create a transfer PIN:

1. Dial *901#.
2. Select “Create/Change PIN”.
3. Choose the “No ATM Card” option.
4. Enter your Bank Verification Number (BVN).
5. Set your 4-digit transfer PIN.

3. Online via Access Bank Mobile App

1. Log in to the Access Bank mobile app.
2. Navigate to “Settings” → “Security”.
3. Select “Create/Change Transfer PIN”.
4. Follow the prompts to create your 4-digit PIN.

How to Use Access Bank Transfer Code for Transactions

Access Bank’s USSD code, *901#, allows you to complete transactions without an internet connection.

1. Transfer to Another Access Bank Account

• Dial *901*1*Amount*Account Number#.
• Enter your 4-digit transfer PIN.
• Confirm the recipient’s name and complete the transaction.

2. Transfer to Other Banks in Nigeria

• Dial *901*2*Amount*Account Number#.
• Select the recipient’s bank from the list.
• Enter your PIN and confirm.

3. Pay Bills and Airtime Recharge

• Airtime (Self): *901*Amount#
• Airtime (Others): *901*Amount*Phone Number#
• Bill Payments: *901*3*Merchant Code*Amount#

How to Reset or Change Your Access Bank Transfer PIN

Forgot your PIN or want to change it for security reasons? Follow these steps:

1. Resetting via USSD

1. Dial *901#.
2. Select “Reset PIN”.
3. Enter the last 4 digits of your ATM card or your BVN.
4. Create a new 4-digit PIN.

2. Forgot PIN Without ATM Card?

1. Dial *901#.
2. Select “Reset PIN”.
3. Choose the “No ATM Card” option.
4. Enter your BVN.
5. Create a new PIN.

3. Using the Access Bank Mobile App

1. Log in to the app.
2. Go to “Settings” → “Change Transfer PIN”.
3. Follow the on-screen prompts.

Common Issues and How to Fix Them

1. Access Bank USSD Code Not Working

• Check network signal: Weak signals can disrupt USSD services.
• Use registered phone number: Ensure you’re using the number linked to your bank account.
• Dial the correct code: Always use *901#.

2. Forgot Transfer PIN

• Use the Reset PIN option via USSD or the mobile app.

3. “Invalid PIN” Error

• Double-check the entered PIN.
• If the issue persists, reset the PIN following the steps above.

Access Bank Transfer Limits and Charges

• Access Bank Mobile App (Google Play Store) – Download the app for more easy banking.

Final Thoughts

In summary, creating, managing, and using the Access Bank transfer PIN is essential for secure mobile banking transactions. Whether you’re looking to set up a PIN with or without an ATM card, via USSD, or through the Access Bank app, the process is simple and ensures that your transfers are protected. If you forget your PIN or encounter any issues with the new transfer codes, there are easy ways to reset or recover your PIN. Remember to follow the official guidelines to activate or create your transfer PIN for smooth transactions and ensure your banking experience remains seamless.

By using the right USSD codes or the mobile app, you can quickly transfer money from Access Bank to other banks without worrying about security. Keep your PIN safe and follow the steps to generate, check, or recover it when needed.

Article updated 1 month ago. Content is written and modified by multiple authors.