Are you looking for Providus Bank Swift Code, transfer code, or information about its banking services? Whether you’re in Lagos, Abuja, or any other part of Nigeria, it’s essential to have the right codes to facilitate banking transactions. In this article, we will cover everything you need to know about Providus Bank’s Swift code, transfer codes, and various other services like mobile and internet banking.
Also, if you’re wondering about the Providus Bank Swift Code for international transfers, or how to use the Providus Bank transfer code for local transactions, we’ve got you covered. We will also explore how you can easily access your account through Providus Bank’s USSD transfer codes and mobile banking features.
Whether you need a Providus Bank code for account opening, transfers, or international payments, we will guide you through the process and ensure you have all the right details. Plus, if you’re facing difficulties with your Swift code or wondering if Providus Bank has a sort code, we’ll answer all your queries.
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Providus Bank Swift Code
The code you are searching for is UMPLNGLA.
It is an 8-character SWIFT code for Providus Bank Plc, Lagos, Nigeria.
As a customer of the bank, you can easily memorize this code as it is a simple one but, I would be easy to memorize if you understand how it was formed.
The 8 characters of the code were not picked randomly; each has a significance as they are characters of other code which when combined, forms the SWIFT code.
You can separate them in this format UMPL-NG-LA; let’s consider them individually.
UMPL: These characters represent Providus Bank Plc, and it is the bank we are talking about. UMPL is the bank code of Providus bank and it always comes first.
NG: As a Nigerian, you should be familiar with the NG characters; these characters represent Nigeria and they make up the country code. The country codes comes immediately after the bank code in a sort code.
LA: These characters are the last of the SWIFT code and they represent the location code of Lagos. The location code of Lagos is used because the head office of Providus Bank can be found at Adetokunbo Ademola Street, Plot 54, Lagos.
Optionally, the code of the bank branch can be added after the location code. I say optionally because the head office of Providus bank supersedes all other branches in the country. If you are required to add your branch code, request for it from your branch; it is a 3 character code.
At this point, I believe you can be able to decipher the SWIFT code of Providus bank on your own. It would make it easy for you to recall the code when you are asked for it.
You’ve found out what the Providus bank SWIFT code which is the main reason why you visited this page. If you are interested in knowing the meaning of a SWIFT code and why you were asked to provide it, you should read on.
What SWIFT Code Means
SWIFT codes are unique codes that works as a bank’s identity; it can also be called be called a Bank Identifier Code (BIC). They can be 8 or 11 characters long and they are formed by combining different individual codes.
An 8 character SWIFT code is formed by combining the bank code, country code and location code of a bank
11 character SWIFT code is formed by combining the bank code, country code, location code and branch code of a bank
These codes are managed by the Society for Worldwide Inter-bank Financial Telecommunications (SWIFT) and they are used to route international wire transfers. Every commercial bank in Nigeria has a SWIFT code and they are arranged like this;
- First 4 characters – The bank code
- Next 2 characters – The country code (usually NG – Nigeria)
- Last 2 characters – The location code
- Optional last 3 characters – The bank branch code
Providus bank transfer code
Providus Bank offers a convenient USSD banking service known as “Magic Banking,” accessible via the code *567#. This service enables customers to perform various banking transactions directly from their mobile phones without the need for an internet connection.
Activating Providus Bank’s USSD Service:
To activate the providus bank transfer code USSD service:
- Using a Providus Bank Prepaid Card:
- Dial *567# on the phone number linked to your Providus Bank prepaid card.
- Accept the terms and applicable charges.
- Select any USSD banking service from the options.
- Choose the prepaid card option and enter your card details to link it.
- Without a Providus Bank Prepaid Card:
- Dial *567# on the phone number linked to your Providus Bank account.
- Accept the terms and applicable charges.
- Select any USSD banking service.
- Choose the “Account with PIN” option.
- Enter your 10-digit Providus Bank account number and your account PIN to complete the activation.
Key Services Available via USSD:
- Account Balance Inquiry: Dial 5671# to check your current account balance.
- Funds Transfer:
- To transfer funds to another Providus Bank account, dial 5679*1#.
- To transfer funds to an account in another Nigerian bank, dial 5679*2#.
- Airtime Top-Up:
- For self-recharge, dial 5678*1#.
- To recharge another number, dial 5678*2#.
- Bill Payments: Access bill payment services by dialing 5676#.
- PIN Management: Change your USSD PIN by dialing 5670#.
These providus bank transfer code services are designed to provide a seamless banking experience, especially for users without access to smartphones or the internet.
Final Note
In conclusion, understanding Providus Bank’s transfer codes, SWIFT codes, and other essential banking information can significantly enhance your banking experience. Whether you’re looking for the Providus Bank SWIFT code for international transfers, the transfer code for domestic transactions, or using the USSD code for simple banking operations like checking balances or transferring money, having this knowledge at hand is invaluable.
Article updated 3 weeks ago. Content is written and modified by multiple authors.
