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How to Check First Bank Account Balance—online, SMS, phone

by NaijNaira
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Managing your finances starts with knowing your account balance. Whether you’re looking to monitor your spending, avoid overdrafts, or ensure your payments are processed, understanding how to check your First Bank account balance is essential. In this guide, we’ll show you how to check your balance using different methods, including online banking, SMS, USSD codes, and more—giving you the flexibility to choose what’s most convenient for you.

Why Knowing Your Bank Balance Is Important

Regularly checking your bank balance is a smart way to manage your finances. Here are a few reasons why you should make it a habit:

  1. Monitor Spending: Knowing how much money you have helps you control your spending and avoid over-expenditure.
  2. Prevent Overdrafts: By staying on top of your balance, you can avoid overdraft fees, which can be costly.
  3. Detect Fraud: Regularly checking your account can help you quickly spot unauthorized transactions.
  4. Ensure Payments Are Processed: When making purchases or paying bills, knowing your balance ensures the transaction goes smoothly.
  5. Financial Planning: Whether you’re saving, investing, or paying off debt, tracking your balance is key to meeting your goals.

How to Check Your First Bank Account Balance: 6 Easy Methods

There are various ways you can check your First Bank account balance, depending on your preferences and convenience. Let’s go over the most common methods:

How to Check First Bank Account Balance Online

One of the most efficient ways to check your First Bank account balance is through online banking. Here’s how to do it:

Steps:

  1. Log in to Online Banking: Visit the First Bank website and log in to your online banking account using your credentials.
  2. Navigate to Account Overview: Once logged in, your account balance will be visible on the dashboard. You can also access your transaction history and recent activities.
  3. View Your Balance: Your available balance will be displayed in real time, providing you with the most up-to-date information.

Benefits:

  • Comprehensive account management: In addition to checking your balance, you can transfer funds, pay bills, and more.
  • Secure and accessible: Online banking is encrypted, and you can access your balance from any device with an internet connection.

How to Check FBN Account Balance on Phone

If you’re always on the move, knowing how to check your First Bank account balance on your phone is crucial. You can do this through the First Bank mobile app or SMS banking.

Using the First Bank Mobile App:

  1. Download the App: Install the First Bank mobile app from the Google Play Store or Apple App Store.
  2. Log in: Open the app and sign in using your online banking credentials.
  3. View Your Balance: Once logged in, your balance will be displayed on the home screen.

Benefits:

  • Access anywhere: Check your balance anytime, anywhere.
  • Real-time updates: The app provides live updates of your account balance.

How to Check First Bank Account Balance Using SMS

You can also check your balance by sending a simple SMS. This method is great if you don’t have access to the internet or prefer a quicker way to check your account.

Steps:

  1. Register for SMS Banking: If you haven’t yet, sign up for SMS banking by visiting a First Bank branch or following the instructions on the website.
  2. Send the Balance Request: Text the keyword “BAL” or the designated word to First Bank’s SMS number.
  3. Receive Your Balance: You’ll receive a text message with your current balance.

Benefits:

  • No internet required: SMS banking works on any phone, whether it’s a smartphone or a basic phone.
  • Quick and easy: Get your balance in seconds.

How to Find Out First Bank Account Balance Using USSD Code

For customers who don’t want to rely on apps or SMS, using a USSD code is a fast and simple way to check your First Bank balance.

Steps:

  1. Dial the USSD Code: To check your balance using USSD, dial *894*00# from the phone number linked to your First Bank account.
  2. View Your Balance: After dialing, your account balance will appear on the screen.

Benefits:

  • No internet required: This method works even on basic phones.
  • Quick and efficient: Get your balance in just a few seconds.

How to Check FirstBank Account Balance Without ATM Card

If you’ve lost your ATM card or don’t have it with you, there are still ways to check your account balance. You can use the mobile app, online banking, SMS, or USSD to check your balance, all of which don’t require your ATM card.

Methods:

  1. Online Banking: Log in to your online banking account to check your balance.
  2. Mobile App: Use the First Bank mobile app for balance inquiries.
  3. SMS Banking: Send the keyword to check your balance via SMS.
  4. USSD Code: Dial the USSD code *894*00# to get your balance.

First Bank Transfer Code to Check Balance

To make balance inquiries easier, First Bank offers a transfer code to check your balance. The transfer code is *894*00#. Here’s how to use it:

  1. Dial the Transfer Code: Dial *894*00# from the mobile number linked to your First Bank account.
  2. Check Your Balance: After dialing, your balance will be displayed immediately on your screen.

Tips to Manage Your Bank Account Balance

Here are some tips to help you manage your First Bank account balance more effectively:

  1. Set up Alerts: Enable balance alerts so you’re notified when your account balance falls below a certain amount.
  2. Track Your Spending: Regularly check your balance to avoid overspending and ensure your budget is on track.
  3. Use Automatic Transfers: Set up automatic transfers to your savings account to help you save consistently.
  4. Avoid Fees: Stay aware of your balance to avoid overdraft and ATM withdrawal fees.

Wrap-Up

Now that you know how to check your First Bank account balance, you can easily manage your finances and stay informed about your financial health. Whether you prefer checking your balance via the mobile app, SMS, USSD code, or online banking, there are multiple ways to access your account information at your convenience. By regularly checking your balance, you can avoid overdrafts, monitor your spending, and make better financial decisions. Stay in control of your money with these easy-to-use methods for checking your First Bank balance today!

For more information, visit the First Bank website.

Article updated 2 weeks ago. Content is written and modified by multiple authors.

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