UBA Transfer Code/bank PIN: Register & activate without ATM card

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You will need to register and learn how to use the UBA transfer code before you can be able to send money with it to anyone in Nigeria as a customer.

This write-up features the mobile money USSD code for transferring funds from a UBA account.

Here, we will discuss in detail how to send money to any bank account in Nigeria using the mobile banking code of United Bank for Africa.

Transfer code for UBA bank

It is no news that the United Bank for Africa popularly known as “UBA”, is one of Africa’s leading banks.

How to Register UBA Transfer Code

Dial *919# (UBA magic banking code) with your alert number.
Input any number for the banking option that shows up.
You will see a welcome page where you will be asked to enter 1 to sign up.
Then you have to choose between registering with the Nuban account number or Uba Prepaid.
Enter your 10-digit account or prepaid numbers.
Create your magic banking PIN. You will need the last 4 numbers on your ATM card or BVN for this.
Confirm PIN to complete the registration.

Before you get started with using the United Bank of Africa plc (UBA) mobile banking code, you have to first register on the platform.

To activate this form of banking for your account, you need the phone number registered to your UBA profile (alert number), any mobile device, the last 4 digits of your atm card or your BVN and magic banking.

Note that you can change or reset your PIN at any point in time. Just dial *919# >> reply with 7 (twice) for next page >> 4 for PIN set up >> Reset or Change PIN.

UBA to UBA Transfer Code

Using the phone line registered to your account with the bank, dial *919*3*RecipientAccountNumber*Amount# (e.g. *919*3*2012345678*2000#)
You will be required to enter your magic banking PIN. Just enter the 4-digit pin you choose when you registered for mobile banking. (If you have never registered for mobile banking before, follow the onscreen instructions to do it. After that, move to the next step)
You will see a message on your screen saying “A Transaction fee of N20 applies. Do you wish to continue?”
Reply with 1 for Yes or press 2 to cancel the transaction
After that, another message will be displayed on your screen saying “Your transaction is being processed”

In less than 3 minutes, you will receive a debit alert from your bank as proof that the transaction was successful.

UBA Transfer Code To Another Bank

For UBA transfer code to another bank, below is what you’ll do:

From the mobile line you receive transaction alerts from your bank, dial *919*4*RecipientAccountNumber*Amount# (For example, *919*4*3012345678*6000#)
Enter your 4-digit PIN for magic banking (or register for one by following the instruction on your screen)
Select the recipient bank from the list of banks that will show up on your screen
Confirm the recipient account by selecting “Yes” after his name and the amount you want to send to him shows up on your screen
Within a few seconds of confirming that transaction, it will be processed and your account will be debited of the transferred amount and transaction charges.

Transfer to A Prepaid Card

To transfer funds to your UBA prepaid card using the magic Banking method, follow these steps.

Dial *919*32# on your phone {Like I have mentioned several times in this article, you must dial this code using the mobile line registered to your account with the bank}
Enter your 4 digits’ magic banking PIN (if you are yet to have one, follow the instructions on your screen to sign up for magic banking and set your PIN)
After that, enter your card client ID (the full 10 digits)
Enter the amount you want to transfer
Confirm the transaction by selecting “Yes.”

Within a few minutes, you will receive a debit alert from the bank as confirmation that the transaction was successful.

Once that happens, you can go ahead to use your prepaid card and make transactions as you wish.

Those are the three major types of funds transfers you can do using *919* or *919# as the case may be.

UBA Mobile Code Charges & Limit

Transfer Charges = Free for intra. 10, 20 and 50 Naira for inter (UBA to another bank in Nigeria) depending on how much you are sending.
Network Charges = 1 – 3 Naira (Airtime).
Daily Transfer Limit = Up to 20,000 Naira for PIN and 1,000,000 (million) Naira for Token.

Frequently Asked Questions

Below are some of the FAQs on UBA Magic Banking code *919# and their answers.

1.) Does the code work with any type of phone?

Yes, *919# magic banking works with any type of phone; Android, IOS, Java etc. Just like magic.

2.) Must I have data on my phone before dialing the code?

No, you don’t need to have browsing data on your line before using the code. Even if you have, it won’t be touched.

The USSD code is meant for carrying out transactions offline.

3.) The transaction I made with the code is not successful but I was debited. What do I do?

If you made a transfer with *919# and the person did not receive the money but you were debited, don’t panic. Within 24 hours, the money will be returned to your account.

Sometimes the money will be returned to your account within a few minutes. However, if you wait for 24 hours and it’s still hanging, contact the customer care service of the bank ASAP.

Wrapping Up

The advent of mobile banking codes has forever changed the way we bank. With the above transfer code for UBA bank, you can make payments to someone in Abuja from Lagos without leaving your room. See other Nigerian Banks and their USSD Codes.

This article was updated 3 weeks ago

UBA Transfer Code/bank PIN: How to activate without ATM card, Register