Union Bank Transfer Code to Another Bank: Opay, Kuda, PalmPay

Managing your finances has never been easier with the Union Bank transfer code. Whether you need to send money to another bank, complete a transaction without an ATM card, or explore online and USSD options, Union Bank has simplified the process for you. With the *826# code, you can transfer funds quickly, securely, and from the comfort of your phone—no internet or branch visits required.

In this guide, we’ll cover everything you need to know about using the UnionBank transfer code to another bank, including how to activate it, transfer without an ATM card, use it online, and even send money to digital banks like Opay, PalmPay, and Kuda. Whether you’re curious about the USSD transfer process, the fees involved, or how to transfer money from Union Bank to Opay or other Nigerian banks, this article has you covered.

Union Bank Transfer Code to Another Bank

Transferring money between banks in Nigeria has become easier and faster, thanks to the introduction of USSD codes. Union Bank of Nigeria, one of the country’s oldest financial institutions, offers a reliable USSD service that allows customers to send money to other banks without the need for internet access. In this guide, we will explore everything you need to know about the Union Bank transfer code to another bank, including how to use it, activate it, and tips for seamless transactions.

What is the Union Bank Transfer Code?

The UnionBank transfer code is *826#, a simple USSD code that allows UnionBank customers to perform various banking transactions using their mobile phones. This service eliminates the need for internet connectivity and works on all types of mobile phones, provided the SIM card is linked to your Union Bank account.

Key Features:

• Transfer funds to Union Bank and other Nigerian banks
• Buy airtime and pay bills
• Check account balances
• Available 24/7, including weekends and public holidays

Learn more about Union Bank services

How to Activate Union Bank Transfer Code

Before using the Union Bank USSD code, you need to activate it on your mobile phone. Here’s how:

1. *Dial 826# using the phone number linked to your Union Bank account.
2. Select ‘Activate Mobile Banking’.
3. Enter your Union Bank account number.
4. Create a 4-digit PIN for securing your transactions.
5. Input the last 4 or 6 digits of your Union Bank ATM card for verification.
6. You will receive a confirmation message once the activation is successful.

Tip: If you don’t have an ATM card, visit the nearest Union Bank branch for assistance.

Default Pin For Union Bank Transfer

How to Transfer Money from Union Bank to Other Banks

Using Union Bank Transfer Code to Another Bank

To send money from Union Bank to another bank, follow these steps:

1. Dial *826*2*Amount*Recipient’s Account Number#.
2. Select the recipient’s bank from the list displayed.
3. Confirm the recipient’s name.
4. Enter your 4-digit PIN to authorize the transaction.
5. A confirmation message will appear, and an SMS alert will be sent.

Example: To transfer ₦5,000 to a GTBank account (0123456789), dial:

*826*2*5000*0123456789#

Union Bank Transfer Code to Another Bank Without ATM Card

If you don’t have an ATM card, the process remains the same. However, ensure your phone number is registered with Union Bank. Visit a branch if you encounter issues during activation.

Union Bank Transfer Code to Another Bank Online

For online transfers, use Union Bank’s mobile app or internet banking platform. This offers more features and higher transfer limits.

Download UnionMobile App

Union Bank Transfer Code to Another Bank USSD

The USSD option is perfect for quick, on-the-go transfers without internet access. Remember, it works on any type of mobile phone.

Popular Transfer Scenarios

How to Transfer from Union Bank to Opay

• Dial *826*2*Amount*Opay Account Number#.
• Select ‘Opay’ from the bank list.
• Confirm the recipient and authorize with your PIN.

How to Transfer from Union Bank to Kuda Bank

• Dial *826*2*Amount*Kuda Account Number#.
• Choose ‘Kuda Bank’ as the destination.
• Confirm details and enter your PIN to complete the transfer.

How to Transfer from Union Bank to Palmpay

• Dial *826*2*Amount*Palmpay Account Number#.
• Select ‘Palmpay’ from the list.
• Enter your PIN to authorize the transaction.

Transaction Charges & Limits

Fees:

• Union Bank to Union Bank transfers: Free
• Union Bank to Other Banks: ₦10, ₦20, or ₦50 (based on the amount transferred)

Network Charges:

• Free for Glo, Airtel, 9mobile
• MTN may charge ₦2–₦5 per transaction

Daily Transfer Limit:

• Up to ₦200,000 daily for USSD transactions
• For higher amounts, use the UnionMobile app or visit a branch

Tips for a Seamless Transfer

• Always use the phone number linked to your Union Bank account.
• Double-check the recipient’s account number before confirming.
• Ensure you have enough balance to cover both the transfer and charges.
• If your USSD code isn’t working, check network coverage or contact customer support.

FAQs

What is the UnionBank transfer code?

The code is *826#.

Can I use the transfer code without an ATM card?

Yes, but you must register the USSD service with your linked phone number.

How can I transfer money from Union Bank to other banks?

Dial *826*2*Amount*Recipient Account Number#, select the bank, and confirm.

Is there a limit to daily transfers?

Yes, the USSD daily limit is ₦200,000.

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Conclusion

Mastering the Union Bank transfer code to another bank empowers you to handle your financial transactions swiftly and securely, whether you’re sending money to family, paying for services, or managing business deals. With simple USSD commands like *826#, you can easily transfer funds without the need for an ATM card, navigate online transfers, or complete transactions using your mobile phone—even without internet access.

Whether you’re curious about how to transfer money from Union Bank to other banks, activate your transfer code, or make payments to platforms like Opay, PalmPay, or Kuda Bank, Union Bank provides flexible options tailored to your needs. The Union Bank USSD transfer code is accessible anytime, anywhere in Nigeria, ensuring 24/7 banking convenience.

For more details, visit the Union Bank official website or explore customer discussions on Nairaland. See other banks’ USSD codes in Nigeria.

This article was updated 2 weeks ago