Learn how to activate the transfer code, how to register for the Wema Bank USSD service, and find out the specific transfer codes for transactions to other banks, including popular platforms like Opay. This post also covers how to perform transfers without an ATM card, making banking on the go more convenient than ever. Let’s take a look at how you can easily make bank transfers from Wema Bank to other banks across Nigeria.
What is WemaBank Transfer Code to Another Bank?
The Wema Bank transfer code to another bank is a USSD-based service that allows you to send money from your Wema Bank account to any bank in Nigeria, directly from your mobile phone. This service is highly beneficial for those who need to perform transfers on the go without needing to visit a physical bank branch or use an ATM.
Key Features of WemaBank Transfer Code
- Instant Transfers: Funds are transferred in real-time to the recipient’s account.
- No ATM Card Required: You don’t need to have your ATM card with you.
- Secure: The transfer process is protected by encryption, ensuring your financial data is safe.
- Convenient: Perform transfers anywhere and anytime using just your mobile phone.
How to Use Wema Bank Transfer Code to Another Bank
There are several ways to transfer money using Wema Bank’s transfer code to another bank. Whether you prefer using USSD, mobile banking, or the app, each method is quick and straightforward.
Wema Bank Transfer Code to Another Bank via USSD
Wema Bank’s USSD code is a convenient option for customers who may not have internet access or prefer not to use an app. Here’s how you can use the USSD code to transfer funds to another bank:
- Dial: To begin, dial *945# on your phone.
- Select Transfer Option: Follow the prompts and select the “Transfer” option.
- Choose Other Bank: You will be prompted to select the option to transfer to another bank.
- Enter Recipient’s Details: Enter the recipient’s bank name, account number, and the amount you wish to send.
- Confirm Transfer: Review the details and enter your PIN to authorize the transaction.
- Completion: After confirming, the money will be transferred instantly to the recipient’s bank account.
This process is simple and requires only a few minutes to complete.
WemaBank Transfer Code to Another Bank Without ATM Card
A significant advantage of the WemaBank transfer code to another bank is that you can send money even if you don’t have your ATM card on hand. Here’s how:
- Pre-requisite: You must have registered for Wema Bank’s USSD banking service.
- How It Works: Even without an ATM card, simply dial *945# to initiate the transfer. Since the transaction is authorized via your mobile PIN, there’s no need for the card.
This method is perfect for situations where you’ve lost your ATM card or don’t have it with you while traveling.
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Wema Bank Transfer Code to Another Bank Online
For those who prefer conducting transactions via the internet, Wema Bank also offers an online transfer service. Using the Wema Bank transfer app, you can send money to other banks with ease.
- Download the Wema Bank App: If you haven’t already, download the Wema Bank mobile app from Google Play Store or Apple App Store.
- Log In to Your Account: Enter your credentials to access your account.
- Select “Transfer”: Navigate to the “Transfer” section.
- Choose Another Bank: Select the recipient’s bank and enter the account number.
- Enter Amount: Input the amount you wish to send.
- Complete the Transfer: Review the details and authenticate the transfer.
The money is transferred instantly, just like with the USSD code.
Wema Bank Transfer Code to Opay
Sending money to Opay, a popular mobile payment platform in Nigeria, is also possible with the Wema Bank transfer code. The process is simple:
- Dial *945# and select “Transfer.”
- Choose “Other Bank” and enter the recipient’s Opay account number.
- Input the amount and confirm.
Opay users will receive the funds immediately.
How to Register Wema Bank USSD Code
Before you can begin using the WemaBank transfer code to send money to another bank, you must first register for Wema Bank’s USSD banking service. The registration process is simple and can be done in just a few steps:
- Dial: Dial *945# on your mobile phone.
- Select Registration Option: Choose the option to register for USSD banking.
- Enter Details: Provide your Wema Bank account number and create a PIN.
- Complete Registration: After entering the required details, confirm the registration.
Once registered, you can use the USSD code to transfer money to any bank account in Nigeria.
How to Activate WemaBank Transfer Code

In most cases, the transfer code for Wema Bank is activated automatically after registration. However, if for any reason the code is not activated, you can easily activate it by following these steps:
- Dial *945#.
- Select the Activation option.
- Follow the prompts and complete the activation.
Once activated, the Wema Bank transfer code will allow you to perform transfers instantly.
This service is available 24/7 and works across all Nigerian mobile networks, including MTN, Glo, Airtel, and 9mobile. It provides a reliable alternative to traditional banking methods, especially in areas with limited internet connectivity.
WemaBank Transfer Code to Other Banks
The Wema Bank transfer code to other banks works the same way for all Nigerian financial institutions. Whether you’re sending money to GTBank, Access Bank, or First Bank, the process remains the same.
Simply dial *945#, select the transfer option, and enter the recipient’s bank details to initiate the transfer.
What Is the Code for Transfer in Wema Bank?
The code for transfer in Wema Bank is *945#. This code is used to access various banking services, including transferring money to other banks. Whether you’re using USSD or the mobile app, this code is the key to completing your transactions.
For a visual guide on using Wema Bank’s USSD code, you can watch the following video:
How to Transfer from Wema Bank to Another Bank
Transferring funds from Wema Bank to another bank is a simple process. You can use the USSD code, the Wema Bank mobile app, or the online banking portal. Regardless of the method, the steps remain largely the same:
- Dial the transfer code or log into the app or website.
- Select the recipient’s bank and enter their account number.
- Input the amount to transfer and confirm the details.
- Complete the transaction by entering your PIN or other authentication details.
The transfer will be processed immediately.
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Conclusion
To conclude, Wema Bank offers convenient and accessible ways for customers to transfer funds to other banks. Whether you’re using the USSD code for easy mobile transactions without the need for an ATM card, transferring through the Wema Bank mobile app, or making transfers online, these methods ensure that sending money is simple and efficient. To activate the transfer code, you can easily register for Wema’s USSD code and start transferring funds directly to other banks or platforms like Opay. Always ensure you’re using the correct transfer code.
For more information about the Wema Bank transfer code, or to begin your registration, visit the Wema Bank official website or check out their USSD banking guide. See the USSD transfer code for all Nigerian banks.
Article updated 1 month ago. Content is written and modified by multiple authors.